12. A shrewd person sees danger and hides himself,but the naive keep right on going and suffer for it.
13. Take a man’s garment when he has given security for a stranger,and when he gives surety for a stranger, hold him in pledge.
14. If someone blesses his neighbor with a loud voice early in the morning,it will be counted as a curse to him.
15. A continual dripping on a rainy dayand a contentious wife are alike.