12. A person who despises a neighbor has no sense,but a person who has understanding keeps quiet.
13. Whoever gossips gives away secrets,but whoever is trustworthy in spirit can keep a secret.
14. A nation will fall when there is no direction,but with many advisers there is victory.
15. Whoever guarantees a stranger’s loan will get into trouble,but whoever hates the closing of a deal remains secure.
16. A gracious woman wins respect,but ruthless men gain riches.
17. A merciful person helps himself,but a cruel person hurts himself.